Frequently Asked Questions

1. Who are Lease2Buy?

Lease2buy is a trading name of DCH Scotland Ltd who are a wholly independent Ayrshire based company who have enjoyed over 20 years of growth in the vehicle lease and finance business.

2. So what's different?

Because we self-finance, all our decisions are our own. As such, there are no finance checks required for approval, but we may do a minimal status check, that might appear on your credit history. In essence. If a customer has the required deposit we will usually allow them to repay the vehicle outright over a relatively short period of 30 months.

3. What's the first step?

Choosing the right vehicle for you is probably the only thing that takes time. Please select a vehicle that best suits your requirements. Complete a brief online application, then allow us to come back to you with approval.

4. What do I need?

Once approved, we ask for a non-refundable deposit of around £200.00 to fully prepare the vehicle for you. This counts towards the total deposit required for your chosen vehicle. Upon collection we ask for a copy of insurance, photo ID, a utility bill, bank details and any remaining deposit.

5. What's included?

All vehicles are delivered with at least 6 months tax and MOT. In addition, your vehicle will have been fully serviced and valeted.

6. What happens at the end of the lease?

Once all weekly payments have been made, and the final payment, ownership, log book, spare keys and service history passes to the customer.

7. Summing up, what are the benefits of leasing with Lease2Buy?

• Guaranteed acceptance.
• No fuss or pressure.
• Ex-fleet vehicles at realistic prices.
• Fixed monthly outlay.
• 100% tax allowable.
• Quick re-payment and ownership.